A serious disability takes away more than an individual’s earnings – it can take away their sense of control over their own life. Anthem Life believes disability protection should provide the support and assistance necessary to help the individual return to a healthy and productive life.

Anthem creates a rehabilitation plan specific to each individual, then provides extensive support services to help them achieve maximum recovery, one manageable step at a time.

A range of plan design options can customize the plan. Monthly benefits are generally based on a percentage of the employee’s pre-disability earnings. Benefits usually begin after 30, 60, 90, or 180 days of disability. Many plans offer benefits to age 65; other common benefit maximums are 2 years, 5 years, or 10 years.

Anthem’s standard plans include coverage for normal pregnancy the same as any disability, cost of living freezes to prevent benefit reductions when payments from other sources increase, special coverage for recurrent disabilities, waiver of premium during disability payments, and survivor benefits.

With your chamber membership, your rate will be guaranteed for two years.